Get Started in Minutes
Pick your platform and follow the steps. Revolut and Trading 212 take minutes; Moneybase takes a little longer.
Revolut and Trading 212 are available across much of the EEA. Moneybase is Malta-based — if you live in Malta, see the Malta hub. Availability and features differ by country, so check what applies where you live.
This guide is for educational purposes only and does not constitute financial advice. We are not affiliated with or paid by any platform listed. Always do your own research before investing.
Before you invest anything: keep 3–6 months of expenses in a savings account as an emergency fund, and only invest money you won't need for the next 5+ years. That way a market dip never forces you to sell at a loss.
Not sure which one? Here's how they differ
Download the Revolut app
1 minAvailable on iOS and Android. If you already have Revolut, skip to step 2.
Complete identity verification
2 minRevolut will ask for your ID card or passport photo. This is required by EU law (KYC). Usually approved instantly.
→ Make sure your ID is not expired.
Add funds
1 minTop up your Revolut account via bank transfer or card. Even €10 is enough to start.
Search for an ETF
30 secTap Invest → ETFs → search for the UCITS ETF you've chosen. Haven't chosen yet? Our free ETF Guide explains the common types beginners look at first.
Set up a recurring investment
1 minOn the ETF page, tap 'Recurring Buy' → choose monthly → pick your amount → confirm. Done — you are now a long-term investor.
→ Set a reminder to check in once a year. Otherwise, leave it alone.
Common mistakes to avoid
- ! Do not use Revolut's CFD/leveraged products — they are for speculators, not investors.
- ! Do not check the price every day. ETFs are long-term (10+ years).
- ! Do not invest money you need in the next 1–2 years.
What it costs & how you're protected
The free plan includes a limited number of commission-free trades per month — commissions apply beyond that. Also worth knowing: Revolut accounts are tied to your country of residence. If you move abroad, Revolut requires closing your account — including selling your investments — before opening a new one. Check Revolut's current fees and terms.
Each platform is covered by a different EU investor compensation scheme — worth looking up before you deposit. Investing from €1 works through fractional shares held by the broker: easy to use, but harder to transfer to another broker later. Platform details last reviewed August 2026 — fees and terms change, so always check the provider's current documents.
Made your first investment?
Celebrate it with a shareable certificate — and inspire someone else to take the leap.